Membership Terms and Conditions

  1. The management of KWMF (Funeral Support Services Organization) has the rights, without any prejudice, to accept or reject any Membership Application with no obligations to explain the reasons and may ask for additional documents, if needed. Also, the management has the right to cancel the membership of any existing member without giving any reasons.
  2. All Adult Muslim Canadian Citizens, Permanent Resident Card, Super visa, Student Visa and others legally staying in Canada, and their spouses and children under the age of 19 years are eligible to register as a member of KWMF. Any person submitting Membership Application for his / her parents or Mother / Father in-law must have their own membership first. A proof of legal status in Canada of each member applying for membership is Mandatory.(We do not accept Driver’s License, Photo Card, Health Card and Birth Certificate as a proof of Canadian status ID (only accept Passport or Citizenship certificate as a proof of Canadian Citizen, must have a photo ID ), also we do not accept Membership Application via email.)
  3. Membership is not transferable.
  4. KWMF funeral financial support services are provided only for the cities of Ontario Province where the funeral and burial facilities are available up to the limit of $7,000 (Seven Thousand).
  5. Once the Membership Application is accepted, the activation date will be after (03) three months from the date the application received for full benefits of KWMF However, in the event of demise of any KWMF member, the deduction of your share of reimbursement will take place from now onward. If the registered member or any of his family members passes away by the will of Allah SWT before the completion of three months period the KWMF will not be liable to provide any Funeral Financial Support. However, the management will provide necessary guidelines to deceased family.
  6. All members must regularly watch KWMF emails and their bank account to ensure that they have enough funds available in their account to withdraw the expenses share in the event of death of any KWMF member. If the transactions are declined, as procedures members will be required to cover the penalty of $25 plus the cost of expenses share.
  7. Any registered member declared defaulter due to non-payment of dues and non-compliance of KWMF rules and regulations will be subject to cancellation of his / her membership.
  8. If the family of deceased wishes the funeral / burial to be taken place in the Masjid / Muslim Cemetery in the city far away from the residence of deceased, the additional cost of transportation, grave / burial over the limit of $7,000.00 will have to be paid by the deceased family. All steps of funeral processing of KWMF deceased Members are taken precisely following the guidelines of Muslim Faith (Sunni).
  9. This is parents / Sponsors responsibility, once their dependent child(ren) has (have) reached 19 years of age, to Re-register as Principal Member as soon as possible. He or She will no more be eligible to avail the benefit of funeral / burial financial support and services until re-registration.
  10. KWMF is authorized to draw the reimbursement share cost from Principal Member / Sponsor account to cover funeral cost of deceased member of the organization as and when needed up to the limit of $15.00 per case. I further authorize KWMF to withdraw any past due payment along with penalty from my valid account.
  11. KWMF fee structure is based on once and lifetime membership fee (non-refundable).
  12. If you pay the membership fee by Email Transfer, Please write the name of member/s and contact number in “Message Column”. Ensure that the Membership form and related documents are positively received by us within 30 days from the date of Email transferred. Otherwise the fee will be forfeited.
  13. A withdrawal of per Principal Member or per Family ($3.50/month X 12 month=$42.00/year) will be made per year on 1st of January to cover the operational expenses for the year. Likewise, all new Principal Members of KWMF registered after 1st January of the year are also subject to pay their proportionate share of operational expenses which will be withdrawn from their account @ of $3.50 per month for the remaining following months of the year at one time. Please note that your contribution for Operational Expenses may vary from year to year based on prevailing inflationary situation and cost of living at that time.
  14. In the event of any Mail, Email, Phone number and Bank Account transactions are returned due to changes made in them by the member without notifying us, KWMF will automatically withdraw $25.00 from their account as penalty.
  15. In the case of demise of any KWMF registered Member; it is the sole responsibility of KWMF Management to make the funeral arrangements in coordination with the deceased family. No family member should contact the Masjid / Cemetery directly to make the funeral arrangements on their own.
  16. KWMF will not sale or purchase any grave. Purchase of grave by registered Member or his family in advance at the location of their choice. KWMF will not pay the cost of such grave.
  17. If the Member is living in remote area out of the GTA. The funeral arrangement is the responsibility of Member or his family. They must look for a Masjid / Cemetery with funeral arrangement and notify us. For the payment of funeral cost, if the Masjid / Cemetery accept the payment by Credit Card, Email Transfer and Cheque, KWMF will make the applicable payment directly to them upon the receipt of Invoices from them in the name of “Funeral Support Services Organization, 215 – 50 Steeles Avenue East, Milton, ON, L9T 4W9”. Funeral cost invoice/s in the name of a person is/are not acceptable at all and no reimbursement will be made against such invoice/s. (Ref. FAQ – 15)
  18. Refund of disapproved Membership: If the Membership request is rejected/not approved, the applicant will be notified by mail. In return the applicant has to send email to Funeral Support Services Organization requesting at info@kwmf.ca for refund of e-transfer he or she made into Funeral Support Services Organization account and also required email address for the refund of money. Funeral Support Services Organization will refund the money after deducting $5:00 being services charges.